Delaware Liberal

Calculating Subsidies In Health Care

To see if you’d receive subsidies from HCR, check out this interesting little calculator from the Kaiser Family Foundation.

This tool illustrates premiums and government assistance under the types of reform proposals being considered in Congress for people under age 65 who purchase coverage on their own in an Exchange and are not covered through their employer, Medicare or Medicaid. While the proposals considered would not take effect for several years (2013 in the House and 2014 in the Senate), the results are presented in terms of 2009 premium and income levels to enable better comparisons to current circumstances. The tool allows the user to start with the provisions from one of several proposals and examine the impact at different income levels. Advanced settings allow users to change assumptions to show the effect of different policy choices.

I’m a sucker for tools like this, mainly because I like it when someone does the work for me.  And, like most people, I need to see the actual dollar amounts.

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