Wednesday Daily Delawhere [7.3.13]

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1. Rusty Dils says:

   July 3, 2013 at 9:04 am

   Obama care (The unaffordable health care act) key implementation postponed until 2015.

   Like my sons says, if it is going to be so gooood for us, why don’t they just go ahead and implement it now.

   I think we all know the answer to that one, It is going to be devastating to almost everyone in the country, So they have to make sure it is not implemented until immediately after the 2014 elections.

2. geezer says:

   July 3, 2013 at 10:00 am

   Why do conservatives love to predict the future, especially considering how bad they are at it?

3. Dave says:

   July 3, 2013 at 12:56 pm

   Good point. Apocalypse and dystopian futures are not just a form of entertainment for them as it is for others. They actually live it and they seek and find the signs of that future in every event.

   I think it is struggle for validation of their beliefs. If one believes in the rapture, then one has to also believe in apocalypse that preceeds rapture. What better sign of rapture is there than signs of the impending doom that will precede the rapture.

   It could also be that if one’s present really sucks, envisioning an even suckier future makes the good now days bearable. Conservatives have been selling doom and gloom for so long that the only thing that validates them is actual doom and gloom. I have no idea how Rusty manages to get out of bed everyday considering the world he lives in and has to face.

4. Geezer says:

   July 3, 2013 at 1:51 pm

   To actually attempt an answer to Rusty’s question, with the caveat that I don’t know all that much about the law: A large number of the affected businesses are in the restaurant industry, and many of them are younger and healthier than the average American. Having those people join the exchanges rather than have them on employer health programs could have the effect of putting lots of people without major health-related expenses into the exchange pool, bringing down costs for those policies.

   Keep in mind, that’s just a guess.

5. Joanne Christian says:

   July 3, 2013 at 2:32 pm

   I don’t know geezer—I don’t know too many in the restaraunt industry of the demographic you mention (young and healthy), who have employer sponsored health coverage. Except Disney and Marriott.

   I think the more “affected” businesses are the little ones–and it isn’t going over real big.

   Keep in mind—only FORTY PERCENT of employers offer any kind of health coverage now. Maybe it’s the epiphany “oh crap–we can’t afford everyone in the exchange!”

6. mediawatch says:

   July 3, 2013 at 3:57 pm

   The “employer mandate” under ACA kicks in when businesses have 50 or more full-time equivalent employees — so many of your typical small businesses (hardware stores, gift shops, cafes) will not be affected. The larger employers (e.g., Grotto, TGIF, etc.) will now have to provide insurance, if they do not already.

   Young adults who receive employer-provided insurance are usually glad they have it, even if they share in the cost (and their are countless Boomer parents who boast when the recent grads in their families secure a job that includes health insurance).

   The objection among the young adults appears to come from those who work for small businesses that would not be covered by ACA and who therefore would have to buy insurance through one of these new state exchanges. No one much knows or understands how they would operate.

   There will be tax penalties for these young ‘uns who choose not to buy insurance, but single people earning less than $45,000 a year will qualify for tax credits to offset their insurance costs.

   The young folk who are resistant to buying insurance are those who figure they’re as healthy as a horse and will never get sick. Unfortunately, they can also be involved in accidents which, if not covered fully by insurance, can easily wipe them out. And, when they run out of money, the providers wind up absorbing the costs and spreading it out among their regular paying customers.

   I think there are legitimate concerns among small businesses about how all of this will work, but I think it’s more fear of the unknown, and the uncertainties of how it will play out (and we all know how businesses of all sizes have been saying that they need more certainty about everything before they can add jobs). It seems to me that there are enough checks and balances here that individuals will be able to get health coverage without breaking the bank and that business owners who know what they’re doing will be able to navigate the system without crashing and burning.