Delaware Liberal

House Bill 346 puts a band-aid on student loan cancer

Nobody is going to turn down a possible $10,000 – but can’t we get a little more creative than this when it comes to student debt? I mean, can’t banks take part somehow? They are probably eager to show off their civic-mindedness.

Von Morgan loves teaching music at Richardson Park Elementary School near Elsmere.

But with $68,000 of student loan debt bearing down on him, the 28-year-old says he is tempted to find higher-paying work elsewhere.

“I’m torn because I know these kids need me,” he said. “But I can’t help them if I can’t help myself.”

Morgan is exactly the type of teacher Gov. John Carney and state lawmakers are hoping to reach with a proposed student-loan assistance program targeted to educators at high-needs schools and those teaching high-demand subject areas.

First referenced in Carney’s January State of the State speech, a bill to establish the High Needs Educator Student Loan Payment Program was introduced last month by Rep. David Betz, D-Christiana.

“The idea is to offer an incentive for teachers to remain at high-need schools and teach difficult-to-staff subject areas where there tends to be a lot of turnover,” Bentz said. “It’s not a silver bullet, but I think it could be an important part of a larger effort to raise the quality of education where it is needed most.”

If passed by the General Assembly, House Bill 346 would authorize the state to make loan payments between $1,000 and $2,000 a year on behalf of each educator selected to join the program.

Teachers would be able to qualify for up to five years of assistance, putting the total potential value as high as $10,000.

“That might not sound like a lot, but it’s a lot more help than I’m getting now,” said Morgan, a Delaware State University graduate who is working two part-time jobs to help make ends meet. “Just the fact that the state would be trying to help would mean a lot.”

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