Homeowners insurance is a scam

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Because our system puts protecting the profits of insurance companies above any public benefit they provide, insurance companies that have grown rich by raking in premiums for years, have now suddenly cancelled 350,000 California homeowners insurance policies. Cancelled. Done. All those premiums paid in? Ashes.
Jennifer Burt knows she lives in a fire-prone community. That’s why she’s done everything she can to fire-proof her home in Meadow Vista, in the bushy, densely wooded Placer County foothills, even installing a sprinkler system on the roof. Yet a few weeks ago, her insurance carrier — Lloyd’s of London, known for insuring high-risk properties — told her it was declining to renew her homeowners’ policy.
Uninsurable means unsellable. So these properties have been suddenly reassesed at some value approaching $0.00. The same fate is in store for coastal Delaware. It is an economic and climate change inevitability at this point.

Don’t “raise” the minimum wage – RESTORE IT!

Larry Lambert makes this point on an episode of 'Highland's Bunker', and it is a good one. Don't use "raise the minimum wage" but use "restore the minimum wage". It is more accurate. Setting the minimum wage at $15 per hour by 2024 and indexing it to the median wage growth thereafter would restore the minimum wage to 1968 levels. The wording, "raising the minimum wage" gives the impression that working people are getting some bonus. They aren't.