Is this procedure covered?
After “Am I going to die?”, and sometimes even before, “Is this procedure covered?” has to be one of the most asked question of Doctors. And, frankly, I resent it. I resent the fact that Insurance companies have forced their way into my Doctor/Patient relationship. I resent that they have the ultimate veto power over my health.
But, most importantly, I resent that I even have to think about Healthcare insurance.
Go ask anyone with a health condition how they are doing. I guarantee that their answer will veer towards their health insurance. They’ll tell you about their hassles with the insurance company, the number of bills they received marked as “not covered”, the number of phone calls they made trying to rectify the matter, and/or the amount they ended up paying out-of-pocket. Along the way you’ll meet a couple of people who boast of how they didn’t have to pay a cent – their ecstatic tone far more suited to winning a lottery than receiving an MRI.
